When i cam to Germany, i did not know that i need a health insurance during the entire stay here. When i joined the University and they asked me a health insurance, i was surprised because i already had one from Nepal but they said that it does not work. They need a insurance from government insurance company.
Out of many AOK and TK are the major health insurence companies who provide better facilities in Germany. Others are Allianz, Barmer etc. Health insurence is a burden even for German students who have less chance of working during the student life. And what about foreign students who have limited budget? It is a disaster for them. Though facilities provided are ok but not enough because one has to pay Euro 5 for each medicine recommended by the doctor. Every quarter one has to pay Euro 10 as practice fee for doctor.
So before comming to Germany, one has to bear in mind that he/she has to cover all health insurence which is huge amount.
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